Arizona Car Insurance – It’s The Law
In every state the law requires drivers to have car insurance. Some of the states require more insurance than other states do, but Arizona has an insurance or financial responsibility law. One of the expenses of driving a vehicle is the expense of insurance.
If you are pulled over by the police and do not have car insurance in some states, the police can confiscate the license plates to your car and your registration can be canceled. You can be fined in other states and be required to show the court that you now have insurance. If you must have insurance after being stopped without insurance, it may cost you more.
However fines and confiscated license plates are minor when compared to the cost incurred if you are involve in an accident without insurance.
Some states have laws that make the driver without insurance automatically at fault in any accident he is involved in. This puts all the financial responsibility on you. Even without that law, you can be the cause of an accident and suddenly have bills that you cannot afford to pay.
In addition to the loss of your own vehicle, you may be responsible for the damage you cause to the other vehicles involved in the accident. With new vehicles averaging over twenty thousand dollars today, the expenses can add quickly.
If there is an accident you may also be responsible for medical expenses of everyone in the accident. A trip to the emergency room can cost three thousand dollars, intensive care can cost three thousand dollars a day and any surgeries will continue to add to the bill. One person spending a week in the hospital can easily rack up a thirty thousand dollar bill. Multiple persons in the hospital could put you over one hundred thousand dollars in debt.
Even though you are a safe driver, it only takes a small distraction and you can be involved in an accident. These distractions that cause accidents have cost drivers without insurance their financial security and some have had to file for bankruptcy protection.
Maybe you have heard the old expression penny wise but pound foolish. This expression is exactly the description of a person who is driving without insurance. Most drivers can purchase insurance for under one hundred dollars per month. Driving without insurance can cost you thousands of dollars in a few seconds.
Get info about saving money on Glendale auto insurance and also finding Glendale car insurance quotes and rates.
