Medical Professional Make Mistakes To
Having medical insurance is no guarantee you won’t be over billed. Many are finding inaccuracies in the bills they receive from hospitals and caregivers. The problem is less uncommon than one would think. It could be sloppiness or it could mean the right hand isn’t talking to the left hand. Hospital billing procedures often do leave a lot to be desired, since there are so many involved in the patient’s care. But errors do occur, and it is a good idea to do a line by line review of your hospital bill.
One young nurse recently had an eye opening experience as she was reviewing the bills from her husband’s recent hospital stay. It appears he had been scheduled to be released on a particular day, and that wasn’t communicated somehow, causing him to have to stay an extra day. There were excessive charges for administering medication 7 times per day when it was only prescribed 4 times per day. And then there was the charge for $875 for one item that she knew from her hospital work should have only been around $80. Clerical error. By the time she was finished, she had discovered nearly $7000 of incorrect charges.
If you have recently had a hospital stay, it is a good idea to make sure it is itemized and then sit down and review it. If you have questions, sit down with your doctor and not the billing department of the hospital. They work is clerical and they don’t always have the correct history of your care. And no matter what, make sure you ask questions.
There are also resources that you can use to help you find out more information about your bill, there are patient advocates available and if you are having problems dealing with your insurance company you can contact the insurance commissioner in the state you live in, and they can help you.
We have health insurance so that we know things will be taken care of when something happens to us or a loved one, but don’t fall prey to all the codes and numbers and just pay the bill as it is written. It is not uncommon for a medical bill to have errors, and you could be paying for things that you are not responsible for. So do your homework, and take the time to go over your hospital bill line by line, and you will more than likely find that the erroneous charges can easily be corrected.
It may seem difficult to find affordable individual health insurance, now a days, however there is a solutions. log onto www.individualhealthquotes.com and you can obtain health insurance quotes from numerous companies at one time.
